1. About AACPFS
This website, https://aacpfs.org, is operated by the African Association of Compliance Professionals in Financial Services (AACPFS), a professional association registered in the Federal Republic of Nigeria.
Registration Number: 9061210
To learn more about AACPFS, please visit our About Us page.
References to “AACPFS”, “the Association”, “we”, “us” or “our” in these Terms refer to the African Association of Compliance Professionals in Financial Services.
2. Acceptance of These Terms
By accessing this website, creating an account, submitting an application, registering for an event or making a payment, you agree to these Terms & Conditions and our Privacy Policy.
You should not use the website or purchase any service if you do not agree to these Terms.
3. Our Services
AACPFS provides services that may include:
- Student, Individual and Corporate Membership;
- Professional training, webinars, conferences and events;
- Compliance publications, resources and member-only content;
- Networking, professional development and related programmes; and
- Other services displayed on the website.
The specific features, benefits, fees and eligibility requirements applicable to each service will be stated on the relevant page.
4. Membership Applications
Membership applications are subject to review and approval by AACPFS.
Applicants must provide complete, accurate and current information. AACPFS may request supporting documents to verify an applicant’s identity, professional status, student status, institutional authority or eligibility.
Submitting an application does not automatically guarantee membership. AACPFS may approve, reject or request further information regarding an application.
5. Fees and Payments
All applicable fees, currencies and payment charges will be displayed before payment is completed.
Payments may be processed through Flutterwave or another authorised payment provider. By completing a payment, you also agree to the applicable payment provider’s terms and privacy practices.
A payment is considered complete only after AACPFS receives confirmation that the transaction was successful.
AACPFS will not request your complete card details by email, telephone, WhatsApp or any other informal communication channel.
6. Service Delivery and Membership Activation
Following successful payment and completion of any required verification:
- Digital membership access will ordinarily be activated immediately or within two business days where manual processing is required;
- A membership confirmation and relevant account information will be sent electronically;
- Event or training registration details will be delivered by email or made available through the user portal; and
- Any different delivery timeline will be clearly stated on the relevant service page.
Members are responsible for providing a valid email address and checking their email and user portal for notifications.
7. Membership Renewal and Cancellation
Membership is valid for the period stated at the time of purchase and ordinarily renews annually from the member’s activation or anniversary date.
Renewal fees must be paid on or before the applicable renewal date. Membership access and benefits may be suspended when payment becomes overdue.
A member may cancel automatic renewal, where available, before the next renewal date. Cancellation prevents future renewal charges but does not ordinarily result in a refund for the current active membership period.
A member’s existing membership number may be retained if the membership later becomes inactive and is subsequently renewed, subject to AACPFS policy.
8. Refund and Cancellation Policy
Payments, membership cancellations, training withdrawals and refunds are governed by the AACPFS Refund & Cancellation Policy, which forms part of these Terms & Conditions.
9. User Accounts
You are responsible for:
- Maintaining the confidentiality of your login details;
- Ensuring that information in your account remains accurate;
- Restricting unauthorised access to your account; and
- Promptly notifying AACPFS of suspected unauthorised use.
You must not impersonate another person, create a misleading account or use the website for fraudulent or unlawful purposes.
10. Acceptable Use
You must not:
- Interfere with the operation or security of the website;
- Attempt to access restricted systems or another user’s account;
- Upload malicious code or harmful content;
- Copy or distribute member-only resources without permission; or
- Use AACPFS’s name, logo or materials in a misleading or unauthorised manner.
AACPFS may suspend or terminate access where these Terms are breached or where fraud, abuse or unlawful activity is suspected.
11. Intellectual Property
Unless otherwise stated, the AACPFS name, logo, website content, publications, training materials, graphics and other resources are owned by or licensed to AACPFS.
Content may be used for personal and professional reference but must not be reproduced, sold, republished or commercially distributed without prior written permission.
12. Privacy and Payment Security
AACPFS processes personal information in accordance with its Privacy Policy and applicable data protection laws.
Payments are processed through authorised payment providers using appropriate security controls. AACPFS does not intentionally store complete payment-card numbers or card security codes on its website systems.
Users should review the separate Privacy Policy for information about the personal data collected, how it is used, the organisations with which it may be shared and the rights available to users.
13. Professional Information Disclaimer
Information, publications and training materials provided by AACPFS are intended for general professional development and educational purposes.
They do not constitute legal, regulatory, financial or other professional advice for a particular person, institution or transaction. Users remain responsible for obtaining appropriate professional advice and complying with the laws and regulations applicable to them.
14. Website Availability and Liability
AACPFS will take reasonable steps to maintain a secure and reliable website but does not guarantee uninterrupted or error-free access.
To the extent permitted by law, AACPFS will not be responsible for indirect or consequential losses resulting from website interruptions, third-party services, unauthorised account access or reliance on general informational content.
Nothing in these Terms excludes liability that cannot lawfully be excluded.
15. Changes to Services or Terms
AACPFS may update its services, fees, policies or these Terms when necessary.
The updated version will be published on this page with a revised “Last Updated” date. Material changes may also be communicated by email or through the user portal.
Continued use of the website after an update constitutes acceptance of the revised Terms.
16. Complaints and Dispute Resolution
Questions or complaints should first be submitted to info@aacpfs.org. AACPFS will make reasonable efforts to investigate and resolve complaints promptly.
The parties will attempt to resolve disputes amicably through good-faith discussions before commencing formal proceedings.
17. Governing Law
These Terms are governed by the laws of the Federal Republic of Nigeria.
Any dispute that cannot be resolved amicably will be submitted to a court of competent jurisdiction in Nigeria, subject to any mandatory rights available under applicable law.
18. Language Versions
These Terms may be published in English, French and Brazilian Portuguese.
Where there is an inconsistency between translated versions, the English version will prevail, except where applicable law requires otherwise.
19. Contact Us
African Association of Compliance Professionals in Financial Services (AACPFS)
Website: https://aacpfs.org
Email: info@aacpfs.org
Telephone: +234 802 292 4308
Registered Address: Block 11, Plot 9a, 18a Forsberry Road, Friends Colony Estate, Agungi, Lekki, Lagos, Nigeria